Call Rob Dessommes 972-407-7907
Call Stephen Kremer 972-407-7925
A simple and rewarding home loan experience.
Home » Our Purchase Process

Our Purchase Process

Couple With a Laptop in Bed


Step 1: Apply & Gather Financials

Our award-winning online application captures all of the information we need to qualify you, make a loan recommendation and deliver an estimate. Questions? We’re here anytime you need us.

Then, easily and securely connect financial accounts and upload necessary documents. You can even snap pictures from your mobile device to accelerate the process.


  • Submit key documents
  • Credit pulled
  • Document verification
  • Set a price range
  • Compare loan options
  • Decide on down payment
  • Get qualified
  • Get your loan estimate
  • Intent to proceed
Low angle of successful female executive manager in classy style sitting at table with laptop in contemporary workplace and passing documents to colleague


Step 2: Appraise & Verify Property

A professional will need to appraise the property and there will be a legal search on the property title. Our team will coordinate all of this for you.


  • Property appraisals
  • Property inspection
  • Title search
Thoughtful businesswoman talking on smartphone and taking notes


Step 3: Process & Underwrite Loan

Our team will review your loan and any other documents while working through any questions before making a decision. You can track your loan’s progress through every step and we’ll stay in communication the entire time through text, email or phone call.


  • Loan approval
  • Lock a rate
  • Order title insurance
  • Schedule closing
Woman Sittin on Gray Couch While Holding Her Apple Macbook Air


Step 4: EClose

We will send your closing documents via email for you to review days in advance. On closing day, you can sign most of your documents online through a smartphone, computer or tablet, which significantly speeds up the process. After a few clicks, you’ll be ready to close and celebrate your new home.


  • Receive closing disclosure
  • Closing costs and cash needed to close (if necessary)
  • Order title insurance
  • Schedule closing
Woman Embracing Her Dog


Step 5: Settle in & Relax

Get the housewarming party planned, because your new home is worth celebrating with friends, family and neighbors. Let the memory-making begin!


  • Unpack and settle in
  • Meet your neighbors
  • Invite family and friends over
  • Share excitement on social

Apply Online

Avoid home buying delays by getting approved with a lender you can trust before you start your home search. Already found your dream home? Take the next step and find the right mortgage for you.

Get Started

Call Stephen Kremer at 972-407-7925 or submit the form below. We want to help you get into the home of your dreams!

Rob Dessommes NMLS # 176534-PrimeLending NMLS # 13649
Copyright © 2024 PRIMELENDING In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act. PRIMELENDING A PLAINSCAPITAL COMPANY®, PRIMELENDING ®, HOME LOANS MADE SIMPLE®, DISCOVER YOUR BEST ®, NEIGHBORHOODEDGE®, LOANTELLIGENCESM and LOANPLICITY® are trademarks, service marks, or registered trademarks or service marks of Hilltop Holdings Inc., licensed to PrimeLending, a Plains Capital Company, for its use. You may not use, display or reproduce them without the prior written consent of Hilltop Holdings Inc. and PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services. This website is not intended to offer loan services for properties in New York.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

©2024. All rights reserved. | Powered by Zywave Websites