Our Purchase Process

Step 1: Apply & Gather Financials

Our award-winning online application captures all of the information we need to qualify you, make a loan recommendation and deliver an estimate. Questions? We’re here anytime you need us.

Then, easily and securely connect financial accounts and upload necessary documents. You can even snap pictures from your mobile device to accelerate the process.

Milestones

• Submit key documents
• Credit pulled
• Document verification
• Set a price range
• Compare loan options
• Decide on down payment
• Get qualified
• Get your loan estimate
• Intent to proceed

A professional will need to appraise the property and there will be a legal search on the property title. Our team will coordinate all of this for you.

Milestones

• Property appraisals
• Property inspection
• Title search

Our team will review your loan and any other documents while working through any questions before making a decision. You can track your loan’s progress through every step and we’ll stay in communication the entire time through text, email or phone call.

Milestones

• Loan approval
• Lock a rate
• Order title insurance
• Schedule closing

We will send your closing documents via email for you to review days in advance. On closing day, you can sign most of your documents online through a smartphone, computer or tablet, which significantly speeds up the process. After a few clicks, you’ll be ready to close and celebrate your new home.

Milestones

• Receive closing disclosure
• Closing costs and cash needed to close (if necessary)
• Order title insurance
• Schedule closing

Get the housewarming party planned, because your new home is worth celebrating with friends, family and neighbors. Let the memory-making begin!

Milestones

• Unpack and settle in
• Meet your neighbors
• Invite family and friends over
• Share excitement on social