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Conventional Home Loans

Conventional home loans quite simply are defined as loans that are not backed by a federal agency, such as the U.S. Department of Veteran Affairs, U.S. Department of Agriculture or Federal Housing Administration. Borrowers with a stable job, income and good credit are great candidates for conventional home loans.

Conventional Home Loans


 Compared to government-backed products, conventional home loans are more flexible in their terms and have fewer restrictions. For instance, conventional home loan borrowers can avoid the cost of private mortgage insurance(PMI) when they make the standard 20% down payment. Or they can choose to pay for PMI but make a smaller down payment.

Other advantages to conventional loans include:

  • Good interest rate for borrowers with good credit
  • Fewer penalties and fees
  • Flexible terms (length)
  • Option for second home purchases
  • Flexible need for mortgage insurance
  • We offer several Conventional Home Loan options.

    PrimeLending offers conventional loans as 30-year and 15-year fixed rate options, as well as adjustable-rate mortgages. We also are available to help you with high-dollar conventional home loans that are known as “jumbo” loans.

    Dallas Mortgage Broker - Rob DessommesRob Dessommes
    PrimeLending A PlainsCapital Company
    Senior Mortgage Loan Officer
    NMLS # 176534
     
     

    18111 Preston Road #500
    Dallas, TX 75252
    Office: 972-407-7907
    Cell: 214-616-4136
    Toll Free: 877-407-7907
    Fax: 866-711-1751
    Email: robd@primelending.com

     



    Map of Rob Dessommes' Office


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    Rob Dessommes
    PrimeLending A PlainsCapital Company

    Senior Mortgage Loan Officer
    18111 Preston Road #500
    Dallas, TX 75252
    Phone: 972-407-7907
    Toll Free: 877-407-7907
    Fax: 866-711-1751
    Email: robd@primelending.com
    Equal Housing Lender NMLS Number # 176534
    Patriot Act Disclosure: "In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending is required to obtain a copy of the documents used
    in identifying our new account customers. This notice is being provided to you for adequate notice given under this act."

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